Disaster Assistance for Tree Fruit Producers
New England tree fruit producers have a number of options to protect their crops and income from losses caused by natural disasters.
Federal Crop Insurance
Federal Crop Insurance is available in many New England Counties on apples and peaches. Apple and peach insurance is not available in all counties (peach insurance is not available in any county in Maine). Producers should check with their applicable states (below) to determine which counties provide coverage for apples and peaches.
Non-Insured Crop Disaster Assistance Program (NAP)
Growers of tree fruit crops not covered by Federal Crop Insurance can obtain coverage on their noninsured crops through the USDA - Farm Service Agency (FSA) NAP provides catastrophic coverage at 50% of the potential production based non the individual producer’s historical yield and 55% of the established price. The 2014 Farm Bill provided for "buy-up" coverage under NAP up to September 30, 2018. The 2018 Farm Bill removed the September 30, 2018 expiration date thus making “buy-up” coverage under NAP permanent. Individual crops can now be covered up to 65% of the producer’s historical yield and up to 100% of the established price for the crop. For more information and applicable deadlines, visit your local FSA Office (https://www.fsa.usda.gov/state-offices/index)
Tree Assistance Program (TAP)
The purpose of TAP is to provide financial assistance to eligible orchardists to replant or rehabilitate eligible fruit trees lost by natural disasters. TAP is administered by the USDA - Farm Service Agency (FSA) and interested producers should contact the Office that serves their farming operation. For more information click here: ()
For More Information
Additional information on Federal Crop Insurance and the USDA - FSA programs is available by clicking on the following links for your state:
This document as PDF: Tree Fruit Guide Risk Management 2019
UMass Extension works in partnership with the USDA Risk Management Agency (RMA) to educate Massachusetts producers about Federal Crop Insurance and Risk Management Programs. For more information, please visit www.rma.usda.gov or contact UMass Risk Management Specialists Paul Russell at email@example.com or Tom Smiarowski at firstname.lastname@example.org
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